FAQ
Who are you, and why should I trust FinFlex India?
I’m 23, worked in stock broking compliance spotting scams and regulatory tricks. Fed up with “fingurus” recycling generic advice, I started this to give Gen Z no-BS, insider knowledge. I only recommend stuff backed by real experience—not paid hype. Everything’s transparent.
Is this site for beginners or pros?
Totally for Gen Z beginners—like if you’re 18-25, earning your first salary, or dodging student loan traps. I break down stuff simply: “Why a demat account isn’t scary” or “Credit card hacks without debt doom.” If you’re more advanced, cool—dive into compliance red flags I’ve seen.
What’s the Money Squad community?
It’s our Telegram group (join via t.me/FinFlexIndia) for Gen Z to chat money moves, ask Qs, and share wins (like “Scored my first credit card—tips?”). No spammers, just real talk. I drop weekly hacks.
How do I start with investing or loans?
Start small: Build credit with a no-fee card, open a demat for ₹500 SIPs, or compare loans via apps. Check my guides for step-by-step (e.g., “Personal Loan Checklist for First-Timers”). Remember, I’m not advising—assess your risk and chat with a certified expert.
How often do you update content?
Weekly drops: New tips, scam alerts, or Gen Z polls. Follow on Instagram/X for reels, or join Telegram for real-time vibes. Got ideas? DM me—I’m building this with you.
What’s the deal with affiliate links on the site?
I partner with trusted partners for credit cards (like HDFC Millennia), demat accounts (Kotak Neo), personal loans (Bajaj Finserv), and digital banking apps (Jupiter). If you click and sign up through my links, I earn a small commission—at no extra cost to you.
How do I avoid finance scams?
From my compliance days, here’s the tea: Check SEBI/RBI approvals, read fine print for hidden fees, and ignore “get rich quick” vibes. For loans, compare APR (not just interest), and for demat, watch AMC charges. I expose common traps in my Learn Money section—e.g., “Why that ‘zero brokerage’ ad is cap.”
Do you sell courses or books?
Nah, not my style—I hate how gurus push overpriced fluff. Everything here’s free tips, with optional affiliate links if you want to act on ‘em. If I ever make a low-key guide, it’ll be value-packed, no BS.
Is digital banking safe for Gen Z?
Yeah, if you pick RBI-approved. Don’t share OTPs, and check data privacy. I’ve seen compliance breaches—stick to vetted ones.
What if I have a personal finance question?
Shoot it via the Contact form or Telegram.